Loan Application Requirements

Lenders in the Philippines require a base set of standard verification records to evaluate your credit eligibility. Ensuring that you prepare these checkpoints in advance will speed up the automated matching and underwriting process.

Mandatory Verification Checklist

• Filipino Citizenship: Applicants must be citizens of the Republic of the Philippines with local residency.
• Age Restrictions: Borrowers must fall within the age range of 21 to 60 years old at the time of application.
• Proof of Regular Income: You must present steady income verification records, such as recent payslips, a certificate of employment (COE), or bank statements showing payroll deposits.
• Valid Government ID Framework: The platform audits security protocols. You must hold at least one primary, unexpired Government-issued photo identification card.

Acceptable Primary Government IDs

To prevent delays or identity matching failures, ensure you upload a clear photo of one of the following primary credentials:

• Unified Multi-Purpose ID (UMID)
• Social Security System (SSS) ID card
• Philippine Passport
• Driver's License issued by the LTO
• PRC (Professional Regulation Commission) ID
• Philippine Identification System (PhilID / ePhilID)